Senior Management

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Sutha Kunam

President & Chief Executive Officer
Sutha has over 20 years of experience in the mortgage brokering, finance, and private lending sectors. Sutha has led the substantial growth of Kuber mortgage investments as evidenced by 52% CAGR over the past 5 years. Sutha’s active management of the mortgage and investment portfolio is instrumental to the overall success of the fund thus far, as Kuber’s portfolio continues to sustain no loan losses since inception. He has a reputation as a business turnaround specialist adding innovation and automation of many of Kuber processes. Sutha graduated from the University of Waterloo with a B.A.Sc. Honours in Applied Science in Engineering.

Lois Tullo, CA/CPA, MBA, ICD.d

Chief Financial, Compliance, Risk Officer
Lois Tullo has over 30 years of experience at the executive and board level of financial institutions. As a CFO, CCO, and CRO for financial and digital asset companies she brings a breadth and depth of experience in finance, compliance, risk management, technology, and governance. Most recently as CCO for YAMS CP, and previously as CFO for CIBC Finance Inc. she oversaw a $6 billion loan portfolio. She has been teaching risk management for over 25 years at the Schulich School of Business at the Executive, MBA, and Undergraduate level. She is a keynote speaker for the United Nations, American Banker, CAiP, and the Fields Institute on the topics of risk management in the areas of digital assets, blockchain and carbon credits, sovereign debt and Central Bank Digital Currency. She is the Chair of Urban Promise “kids at Risk” charity, Vice Chair of the Richview Foundation affordable seniors housing, and past BOD and Chair of the HRCC for privately held bank. She holds a CA/CFA; MBA, ICD.D, and OSC CCO designation.

Ranier De Lambert

Chief Operating Officer
Mr. De Lambert has over 25 years of mortgage industry experience. Ranier is the relationship team lead for investors. His team funded over 2 billion dollars in residential mortgages and has consistently ranked as the top-performing team* in Ontario and Canada. He is a leader in the industry, winning multiple awards* throughout his career. Mr. De Lambert has completed the Canadian Investment Funds Course (IFIC), the Life Insurance Agent Licensing Course, and the Condominium Authority of Ontario (CAO) Condo Director Training Program. Mr. De Lambert is also the Treasurer and Director of Metropolitan Toronto Condominium Corporation 779.

*Outstanding GTA Sales and Service & Gold Club Award 2003 & 2004, Royal Bank of Canada. National award for top volume earnings 2008 & 2009, Centum.  Invis: Canada's Top Partner Volume & Toronto's Top Independent Broker 2013. Top Team and Unit Sales in Ontario and Canada 2014, 2015 & 2016.  National Top 20 Team Volume 2017, 2018 & 2019.

Brian Baldeo

Vice President of Credit
Brian is one of the founding members of KuberMIC. He analyses, evaluates, and makes underwriting decisions in line with underwriting guidelines and recommendations, coordinating with the underwriting staff. He also manages, trains, and appraises junior members of staff to enhance the underwriting skills within the underwriting team. Brian was previously the Vice President Ontario East & North at Street Capital. He was also the Senior Underwriter at ING Bank of Canada, Scotia Express, MCAP, and Street Capital. Brian graduated from the University of Guyana with an Honors BSc.